Terms of Service

Effective 14 January 2026

These Terms of Service (“Terms”) govern access to and use of this website and any private advisory engagement offered by Ragesh Waikar (“we”, “us”, or “our”).

By accessing this website, submitting information, or engaging in a private advisory arrangement, you agree to be bound by these Terms.

If you do not agree, you should not use this website or request advisory services.

Ragesh Waikar operates as a private analytical advisory practice.

All services provided are:

• analytical in nature
• structured and time-bound
• confidential
• delivered through paid, private engagements

This is not a public consultation service, coaching platform, or predictive service.

The advisory work may include analytical perspectives related to:

• identity and behavioural patterns
• timing and pressure cycles
• decision dynamics
• long-range stability and consolidation

The advisory is designed to support judgement and reflection, not to direct or replace independent decision-making.

The advisory explicitly does not provide:

• predictions or outcome guarantees
• belief-based, ritualistic, or faith-dependent guidance
• emergency, therapeutic, medical, legal, or financial advice
• free consultations or informal guidance

All engagement occurs only after mutual agreement and confirmation of scope and fees.

All reports, written materials, and advisory outputs are prepared as part of a private analytical advisory engagement.

They reflect interpretive analysis based on numerological and astrological frameworks, applied within a structured decision-intelligence context.

The purpose of this material is to support reflection, clarity, and long-range thinking.

It does not constitute prediction, guarantee, instruction, or directive, and should not be construed as legal, financial, medical, or professional advice of any kind.

All decisions, actions, and outcomes remain the sole responsibility of the client.

The value of the advisory lies in interpretation, judgement, and application — not in certainty, assurance, or outcome promise.

All reports and advisory materials are confidential and are intended solely for the individual or entity for whom they have been prepared.

Unauthorised distribution, reliance by third parties, or public use is not permitted.

All insights are provided as analytical perspectives, not assurances.

You acknowledge that:

• outcomes depend on personal judgement, context, and action
• no result is promised or implied
• you remain fully responsible for all decisions and consequences

Nothing provided constitutes professional advice under regulated disciplines unless explicitly stated in writing.

Private advisory engagements are:

• individually prepared
• limited in scope and duration
• subject to agreed fees and timelines
• conducted discreetly

Details of scope, fees, and format are confirmed prior to commencement.

We reserve the right to decline or discontinue an engagement at our discretion.

Both parties agree to maintain confidentiality regarding:

• advisory discussions
• shared materials
• engagement context

No part of an advisory engagement may be recorded, shared, or disclosed without explicit written consent.

This website is provided for informational purposes only.

You agree not to:

• misuse content or represent it as personalised advice
• copy, distribute, or commercialise site content without permission
• attempt to solicit unpaid guidance through the site

We reserve the right to restrict access where misuse is identified.

All content on this website, including text and materials, is the intellectual property of Ragesh Waikar unless stated otherwise.

Unauthorised reproduction or use is prohibited.

To the fullest extent permitted by law:

• we are not liable for decisions, outcomes, or actions taken by you
• no liability arises from reliance on analytical perspectives provided
• liability is limited to the fees paid for the specific engagement, where applicable

This practice operates in a jurisdiction-neutral manner, independent of location or timezone.

These Terms are governed by principles of applicable law without exclusive jurisdiction to any single country, subject to mandatory local consumer protections where applicable.

These Terms may be updated periodically.

Continued use of the website or services constitutes acceptance of the current version.

All correspondence regarding these Terms should be directed to inquiry@rageshwaikar.com.

This website and advisory operate through private, paid engagements only.

Use of this site implies acknowledgement of these Terms and the Privacy Policy.

Ragesh Waikar

Private Advisory